Petroleum Marketers

At Johannes Agency we are proud to be able to offer comprehensive coverage for Petroleum Marketers which includes exceptional loss control services!

This includes:

• Convenience stores, Self-serve gas, Full service gas and transporters
• Commercial Property – A comprehensive coverage designed specifically for petroleum marketers.

These coverage’s include:

• Accounts receivable
• Extra expense
• Outdoor signs
• Valuable papers and records
• Personal property off-premise
• Transit
• Leakage of contents from about ground tanks
• Building ordinance coverage
• Pollutant cleanup
• Consigned property
• Leased, loaned or rented tanks
• Equipment breakdown
• Seasonal increase
• And much more!

General Liability – Protects your legal liability to others as a result of accidents on your premises or as a result of your activities.

Coverage’s include:

• Mis-delivery of liquid products
• Automatic fill endorsement
• Additional insured: Automatic status when required by written agreement
• General aggregate per location applies
• Medical payments limit

Business Auto Coverage – Protection for commercial vehicles driven by you or your employees.  If a petroleum marketer is in the business of fuel delivery, auto pollution coverage is available.

Workers’ Compensation – Includes statutory protection to cover medical expenses and compensation to workers for income lost as a result of injuries sustained on the job.

Umbrella Coverage – May apply as excess over general liability, employee benefits liability, auto liability and employers’ liability policies.  Limits are available from $1 million and up.

Liquor Liability Coverage – An optional coverage for those petroleum marketers who sell carryout beer and wine.

Employment Practices Liability Insurance – Offers coverage for damages and defense expense from wrongful employment practices.

We write both below and above ground pollution coverage.

Please refer to your actual policy for a complete list of losses not insured and policy exclusion.