Manufacturers Insurance

Manufacturers today face unique risks. Highly specialized machinery can take months, or even years, to replace. Managing global suppliers presents the possibility of counterfeit parts entering the supply chain. Skilled labor can be hard to find as many experienced employees may be nearing retirement.

As the owner of a manufacturing business, each product that comes through the assembly line represents you. Once it gets sold, however, you can't control how it is used and the liability stays with you.

Manufacturers insurance in Minnesota incorporates liability insurance to shield you from product liability lawsuits and can also include the following coverage features:

• Equipment Breakdown
• Property Protection
• Business Interruption
• Umbrella Liability

You may feel that you are already covered in these areas with a general business insurance policy. However, most policies will not automatically include features such as product liability and equipment breakdown--and these are your major risks at the front and back end of production.

Please refer to your actual policy for a complete list of losses not insured and policy exclusion.

Ask an Agent at Johannes Agency for more on which Commercial Insurance product is right for you!