Life Insurance

The most precious thing everyone has is life itself. Buying a life insurance policy is a straightforward way to protect your family in the event of death. It can help soften the financial blow that so often accompanies the loss of a loved one, especially an income earner. A life insurance policy also can be purchased as an inheritance to be left for those you cherish most.

How big a life insurance should you purchase? It depends on what you wish to accomplish. Our experienced agents will work with you to define your needs or goals and will help determine the right type and amount of insurance to meet those goals.

The diverse types of life insurance can be divided into term and permanent, depending on how long they are in effect. Specific types of life insurance include:

• Term life insurance
• Permanent life insurance
• Whole life insurance
• Universal life insurance
• Variable life insurance
• Group life insurance

Why Would Someone Might Want Life Insurance?

• Replace income for dependents
• Pay final expenses
• Create an inheritance for your heirs
• Pay federal “death” taxes and state “death” taxes
• Make significant charitable contributions
• Create a source of savings

Ask an Agent at Johannes Agency for more info on which Life Insurance product is right for you!